Which statement best describes the requirements for professional liability insurance in Massachusetts podiatry?

• A. The board may require evidence of insurance or proof of financial responsibility; otherwise it is recommended to maintain insurance; specifics vary by regulation.
• B. Insurance is always required to be $1 million per incident.
• C. Insurance is optional for licensed podiatrists in MA.
• D. Insurance is only required if sued in the last year.

Answer: (A)

Massachusetts podiatry practice is overseen by the board, which can require evidence of professional liability insurance or financial responsibility as part of licensure and ongoing practice. This means you may need to show coverage or demonstrate the means to cover claims when the board asks. If you don’t have this proof when required, maintaining insurance is still the expected path to comply with regulations and to protect patients. The exact details—such as when proof is required, what minimum limits are acceptable, and what form of evidence is needed—vary by regulation and can change over time. There isn’t a universal fixed amount mandated, and the obligation isn’t tied to having been sued in the past year. Insurance is not optional for licensed podiatrists in Massachusetts.