If liability insurance is canceled, which of the following is required?

• A. The board must be notified within 5 business days and the practice must cease until compliance is achieved
• B. The practice may continue with no restrictions
• C. No notification is required
• D. Only the patients must be notified

Answer: (A)

When professional liability insurance is canceled, the regulating board requires immediate action to protect patients and maintain licensure standards. The rule is to notify the board within five business days and to stop practicing until you have secured and verified new coverage. This ensures there is coverage to address potential claims and that the board is aware you’re taking steps to restore compliant practice. Practicing without insurance or delaying notification would be unsafe for patients and can lead to disciplinary action; thus the other options that allow continued practice, no notification, or notifying only patients do not meet regulatory requirements.